FOR ESTATE ATTORNEYS & FINANCIAL ADVISORS

When a Private Note Surfaces in a Client Matter, We’re Your Resource

When your client needs liquidity — fast — we provide a confidential review, a clear offer, and a clean close.

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THE HIDDEN ASSET IN YOUR CLIENT’S FILE

A Mortgage Note Is Often Worth More
Than Your Client Realizes — And It’s Liquid

Estate planning. Divorce settlements. Business dissolutions. Partnership exits. In each of these matters, a private mortgage note can quietly sit in the middle of the financial picture — often unrecognized as a liquid, saleable asset.

The person holding it may have no idea what it is worth. Or that they can sell it today for a lump sum of cash. That’s where we come in.

We buy mortgage notes — owner-financed, seller-financed, private, first lien, performing and non-performing — and we can often complete a review without creating noise for the borrower. A confidential first step is always possible.

5 SITUATIONS WHERE SELLING A NOTE CHANGES EVERYTHING

The Client Scenarios Where We Become Your Most Useful Call

These are the legal and financial situations where a note sale provides immediate, tangible relief — and where your referral delivers real value to your client. 

  • Estate Settlement

    When a note holder passes away, heirs typically prefer to divide a single cash payment rather than manage a monthly payment stream for 5 to 30 more years. Selling the note allows for a clean, timely distribution among beneficiaries — and closes the estate the way everyone in the room needs it closed.

  • Divorce Decree

    A court may order the sale of a note so proceeds can be split equitably. Selling severs the financial tie between former spouses — eliminating the need for ongoing contact over decades of payments. That’s not just a financial solution. That’s a life solution.

  • Business Dissolution

    When partners close a business or a real estate investment firm, selling the note portfolio facilitates a final accounting and clean payout to all stakeholders. Clean books. Clean exits. No loose ends collecting payments for the next 20 years.

  • Bankruptcy & Debt Restructuring

    A note holder facing financial or legal crisis may sell the note to satisfy immediate creditors or avoid foreclosure on their own properties. Sometimes the most strategic move is converting a future income stream into present capital — right now.

  • Tax Liability

    Selling a note can provide the funds needed to pay significant state or federal tax liens without liquidating physical real estate. The note becomes the solution — not the property. Fast, clean, and often achievable without a borrower notification.

The Process: Designed to Be Simple
for You and Your Client

A confidential first step is always possible.

Using basic terms and a document check, we can evaluate a note

without disrupting the borrower relationship.

Share the Basics

Property address, original loan amount, rate, term, lien position
— that’s all we need to start.

Confidential Review

We underwrite quietly. No borrower contact. No noise in the transaction.

Clear Offer

We present a no-obligation offer with transparent
assumptions and all options laid out.

Decision & Close

Full sale, partial sale, or note loan — client chooses.
We coordinate the closing and fund at table.

Your clients typically have
3 clear options once we review:

Keep collecting payments

Sell for a full lump sum

Partial sale

WHY PROFESSIONALS WORK WITH US

What You Get When You Refer a Client to Us

We understand you are managing a matter, not a note transaction. We make it easy to bring us in as a resource — and we take it from there.

  • Finder’s fees available where permitted.

    We compensate referring professionals in accordance with applicable state law and ethical guidelines.

  • Confidential process.

    We can evaluate the note without contacting the borrower during the review phase — critical in sensitive legal matters.

  • Creative structures.

    We can purchase a fixed number of payments, make a loan against the note (hypothecation), or acquire the note outright.

  • 25+ years of experience nationwide.

    We’ve closed transactions in every U.S. state and can speak the language of attorneys, courts, and probate proceedings.

  • No obligation, no pressure.

    The first review is always free and uncommitted. Your client gets clarity — then decides.

  • Fast closing when speed matters.

    We understand that estates, divorces, and tax matters have deadlines. We work on your timeline.

WHO WE WORK WITH

The Professionals We Support

If a mortgage or promissory note surfaces in your client work, we’re a phone call or email away. 

  • Estate Planning Attorneys

  • Probate Attorneys

  • Divorce Attorneys

  • Financial Planners

  • CPAs & Tax Advisors

  • Bankruptcy Attorneys

  • Business Dissolution Attorneys

  • Settlement Negotiators

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